Foreign worker insurance — fast claims, no upfront payment

There is one single coverage package (identical for every term) covering both illness and accident: inpatient (IPD) up to ฿150,000; outpatient (OPD) ฿1,000 per visit (max 15 visits per policy year). Choose from 4 term lengths: 3 months ฿750, 6 months ฿990, 1 year ฿1,790, 1 year 3 months ฿2,475.

No advance payment is needed when treated at a designated network hospital.

Workers can be treated at Dhipaya network hospitals nationwide. Check the list at https://www.dhipaya.co.th/th/hospital

Coverage is available from age 1 to 99. Note: insureds under 18 must attach a "dependent document" issued by the Department of Provincial Administration.

Core documents: original receipt, medical certificate, policy schedule page, a copy of the Passport or Work Permit, the medical record, and a copy of the insured's bank book. If the payout goes to the employer's account, also attach a power of attorney, a copy of the employer's ID card, and a copy of the employer's bank book.

A copy of the worker's Passport, a copy of the worker's Work Permit, the employer's full address details, the insurance application form, and the worker's other identity documents.

Yes — use bulk upload to add your whole roster from a spreadsheet, then pay once.

E-policies and worker cards are issued within 24 hours, usually instantly.

Yes — coverage meets the requirements for migrant-worker permits in Thailand.

Yes — add or renew workers any time from your business portal.